All numbers are effective as of January 1, 2016.
Community-Based Long Term Care/Home Care
***Five (5) year look back rule DOES NOT APPLY ***
Resource Allowance | $14,850 (individual) |
$21,750 (couple) | |
Income Allowance | $825 (individual) |
$1209 (couple) |
Institutional/Nursing Home Care
*** Five (5) year look back rule APPLIES***
Resource Allowance | $14,850 |
Community Spouse Resource Allowance | $74,820 – 119,220 |
Home Equity Limit | $828,000 |
Community Spouse MMMNA | $2,980.50 |
These figures apply to long term nursing home care and are used to calculate Medicaid penalty periods for gifts and asset transfers. Under current law, there is a five year look back period for institutional long term care. Any non-exempt transfers or gifts of assets within this five year look back will be subject to a penalty period that is applied to nursing home eligibility. There are exemptions and protection strategies that may be applied to reduce your costs.
Long Island (Nassau/Suffolk) | $12,633 |
New York City (Manhattan, Queens, Brooklyn, Staten Island, Bronx ) | $12,029 |
Central (Syracuse, Broome, Cayuga, Oswego, etc.) | $9,252 |
Northeastern (Albany, Rensselaer, Saratoga, Schenectady, etc) | $9,806 |
Northern Metropolitan (Westchester, Dutchess, Orange, Rockland, etc.) | $11,768 |
Rochester (Monroe, Ontario, Seneca, etc.) | $11,145 |
Western (Buffalo, Erie, Niagra, Genesee, etc.) | $9,630 |